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有回国限制的，每3个月内不得超过15天。 保单里原文如下：Incidental Home Country Coverage – For each three (3) months during which a Member is covered hereunder, Medical Expenses only are covered during incidental trips totaling no more than 15 days duration per three-month period of coverage. Incidental visit time must be used within the three-month period earned, and the Member must continue his or her international trip in order to be eligible for this benefit. Return to the Member’s Home Country must not be taken for the purpose of obtaining treatment of an Illness or Injury that began while traveling. 免赔额多少不牵扯签证的，但是会牵扯到你的个人利益，如果你在医疗医药方面有什么开销的话，免赔额过高，你就得自己掏腰包了~~~当然如果你身体很好根本用不到保险，也就无所谓啦~~~那样的话其实也不一定非要保这个险的~~~
| [发布：北京时间 2008/8/3 23:47:28] |
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